Helpful clean up advise for our marinas
Posted: November 2, 2012
Helpful clean-up advise. Understandably Marina owners are eager to clean up, but it's critical to do so in a way that doesn't have you assume the liability for a customer's boat. 1. First, notify the boat owner’s who's boats have been damaged to notify their insurance carriers and have them contact the facility to make arrangements ASAP. 2. The facility should wait until they...
VRP wants to discuss the hazards of candles
Posted: October 15, 2012
VRP Insurance wants to discuss hazards of candles in your home Fall has begun and the soft glow of candles are in most homes. Unfortunately this soothing decoration can pose a danger and could result in a homeowners loss. Some problems that may arise are: -Increase in fire losses -damage caused to curtains, carpets, furniture, walls etc. -Soot damage to your personal belongings and home...
VRP Insurance wants to discuss road rage
Posted: October 12, 2012
Use your blinker!! Every driver is guilty of acts that are considered a lapse in judgement. Sometimes our emotions get the best of us. Your mood can impact on your driving. Most feel the stress of the day before even entering your car in the morning. Perhaps you woke up late, had trouble getting the kids moving, couldn't find your keys, etc. Being stressed can...
VRP Insurance wants to discuss Employment Practices Liability
Posted: October 10, 2012
Employment Practice Liability is an important coverage to seriously consider when you operate a business. It is important that a business has policies that apply consistently to each of their employees. The policies that apply must directly relate to that employees job. Employers need to know what falls in the legal guidelines to terminate an employee. You need to consider would the following being legal...
VRP Insurance wants to discuss Hurricane protection and tips
Posted: October 2, 2012
As Long Island is entering “Hurricane Season” many of our homeowners reside near coastal waters. VRP would like to discuss hurricane tips and coverage under your insurance policies. It is important that you obtain adequate homeowners coverage, in the event your home has to be rebuilt or reconstructed after a total loss. Hurricane deductibles are typically high and can range anywhere from a flat $1,000...