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Tag: Long Island Insurance

Why Would Commercial Property Need Equipment Breakdown Coverage?

Businesses from large manufacturers to small stores, rely on their equipment to maintain their every day operations.  No business can afford losses to their property.  Such losses may arise from mechanical, electrical, or pressure equipment.  This can be damage to items such as telephone systems, electrical systems, computers, copiers, production equipment, boilers, fired vessels, fired water heaters, unfired vessels, refrigeration units, air conditioning systems, compressors,...

Winter Driving Safety Tips - Part 2

Winter often does provide a beautiful scenery in which to drive, however it is still important to be patient, cautious, and prepared while driving in the conditions that this season can bring on.  In this part, you will become informed about making long trips, skidding, actions to take when you're stranded and driving in the right frame of mind. How To Prepare For Long Trips...

VRP Insurance Wants to Discuss Winter Driving Safety Tips- Part 1

As the winter months approach us, it is important to take safe and defensive driving into deeper consideration.  Winter driving can be scary, as it involves blinding snow storms, ice, black ice and slush.  These hazardous situations need to be taken seriously.  The three P's are ways to help make winter driving safe. Prepare for the trip Your car needs extra preparation to make it...

Protecting Holiday Jewelry Gifts

After thanking a special someone this holiday season for that extra special gift, contact your insurer! While a homeowners policy does typically provide coverage for jewelry, this coverage has its limitations.  Why? Because jewelry is high-valued, is easily lost or damaged, and is vulnerable to theft (as well as fraud). If you only own just a few hundred dollars in jewlery, perhaps the limited coverage...

VRP Insurance Wants to Discuss Inland and Ocean Marine

One of the very first branches of insurance was Ocean Marine.  Historically, merchants who traded goods over waterways developed the earliest concept of minimizing risk.  Traders who sent their goods along the Nile usually split-up their goods, loading them onto one or more vessel. This bright idea prevented the total loss of shipment. Ocean Marine coverage provides protection of the value of all vessels being...