Is the actual value of your car worth less than your loan?
Posted: February 7, 2013
Car loans can last any where from four to six years and the price of a leased car is becoming more expensive. No matter what the model of a vehicle is, its value will decrease rapidly, as soon as it is driven off the lot. The loss in actual value accompanied by a longer loan responsibility equals trouble! The lease balance and amount of the...
Do you have a personal emergency preparedness plan (PEP)?
Posted: February 5, 2013
Courtesy American Red Cross, 25 May. 2011. Are you aware of the headlines and reports after the event of a natural disaster or large accident? During these situations, there are always reports of people at lost for what to do and in search for any help they can get. Very often, there is little an individual can do to control these types of situations. For...
How can you save water-damaged property?
Posted: February 4, 2013
When a property is facing water-damage, government officials, rescue teams and property specialists advise to take action quickly. Many types of personal property can be saved within 48 hours before more severe damage occurs. When dealing with flooded property, first and foremost make sure YOU are safe before trying to save your property. Floods can be severely dangerous as they can result in danger of...
VRP wants to discuss dryer fire prevention
Posted: February 1, 2013
One of the most common household appliances that cause fires are washers and dryers. Yes, they are extremely handy and have made it quite easy for us to clean and dry our linen and clothes for many decades now, however, they can be dangerous and can result in serious loss. In a recent federal agency report by the United States Fire Administration (USFA), fires caused...
Dining behind the wheel is just as big of a distraction problem
Posted: January 31, 2013
Distractions while driving are one of the main causes of car accidents. There is an even bigger problem behind the wheel than just conversing and texting on cell phones and that is eating and drinking. According to a study, 80% of all car accidents and 65% of "close calls" are caused by distracted drivers who are more focused on their fast food burger rather than...