VRP Insurance wants to discuss disaster restoration
Posted: September 20, 2012
Business owners do not want to experience an event that could delay daily operations or shut them down completely. Surprisingly, few business owners have plans to deal with such a disaster. Often disaster plans are overlooked and are not established until after the loss occurs. Often even companies that do have disaster plans in effect fail to update their plans on a regular basis. Not...
VRP Insurance asks a question? Can grown kids rely on Mom and Dads LI Car and Homeowners Insurance to protect them ?
Posted: September 18, 2012
Long Island Insurance customers may think An adult son or daughter is insured from mom or dad's homeowners or car policy. It usually isn't and finding this out after a loss makes matters much worse. Policies are typically clear. A relative is covered, but only if the relative is a full-time resident of the named insured's household. Even if the nonresident child lives in close proximity,...
VRP Insurance wants you to know about War & Terrorism coverage
Posted: September 11, 2012
Military activity and terrorism remains to be a leading concern to everyone. Our insured's have expressed concerns such as: How do these events affect my insurance protection? Are war and terrorist acts considered the same? Exactly what is excluded in my policies? Do I have to buy additional coverage to protect my belongings during these events? We understand your concern and confusion over the...
Summer time means attractive nuisances...
Posted: August 30, 2012
Does your insurance policy cover if a child were to wander in your yard and get injured from playing with yard tools or swimming in your pool? Did you know you are still liable even if you were not home when this occurred? It is important to know that your home insurance liability will cover hospital bills and court cost in the case that someone is injured...
Hey Long Island Drivers, Do You Know Why Teens Crash?
Posted: August 29, 2012
As we all have been told before, teens are more likely to have an accident than more experienced drivers. It's even reflected in state laws that restrict their driving privileges...and their higher insurance rates. The journal Accident Analysis and Prevention published an article in 2011 that was performed by Children's Hospital of Philadelphia and State Farm. This article compared and contrasted 800 vehicle accidents caused...