VRP wants to discuss the hazards of candles
Posted: October 15, 2012
VRP Insurance wants to discuss hazards of candles in your home Fall has begun and the soft glow of candles are in most homes. Unfortunately this soothing decoration can pose a danger and could result in a homeowners loss. Some problems that may arise are: -Increase in fire losses -damage caused to curtains, carpets, furniture, walls etc. -Soot damage to your personal belongings and home...
VRP Insurance wants to discuss road rage
Posted: October 12, 2012
Use your blinker!! Every driver is guilty of acts that are considered a lapse in judgement. Sometimes our emotions get the best of us. Your mood can impact on your driving. Most feel the stress of the day before even entering your car in the morning. Perhaps you woke up late, had trouble getting the kids moving, couldn't find your keys, etc. Being stressed can...
VRP Insurance wants to discuss Employment Practices Liability
Posted: October 10, 2012
Employment Practice Liability is an important coverage to seriously consider when you operate a business. It is important that a business has policies that apply consistently to each of their employees. The policies that apply must directly relate to that employees job. Employers need to know what falls in the legal guidelines to terminate an employee. You need to consider would the following being legal...
VRP Insurance wants to discuss coverage for musical instruments
Posted: October 1, 2012
It’s that time of year again, school has started and many people are renting, purchasing and borrowing musical equipment. Many of our customers have been discussing protection for musical instruments with our office. Many homes include instruments such as pianos, guitars, drums, flutes, cellos, violins, clarinets, trumpets etc. Some instruments are electronic. With electronic instruments, amplifiers, soundboards, monitors, speaker’s cables and much more can accompany...
VRP Insurance wants to discuss ways companies develop their rates
Posted: September 21, 2012
Part of being a broker is explaining to our customers how our carriers develop the rates they charge their customers. For decades the rates have been based on the following: -Driver age & experience -Territory -Vehicle use (ex Work, pleasure) -Marital Status -Driving Record The industry has since then made changes and more refined ways have been created to establish prices. Companies have now sought...