Under whose insurance are your grown up children covered?
Posted: March 19, 2013
Do you now consider your children as adults? Adult children may think that when a loss happens, their property will be covered by their mom or dad's homeowners or auto policy. This is not always true and finding this out after a major loss can make the loss situation even worse. A relative is only covered if he or she is a full-time resident of...
Keep the Luck in St. Patrick's Day
Posted: March 14, 2013
As you all already know, St. Patrick's Day is in just a few days…Sunday, March 17th. This is one of the heaviest drinking holidays of the year. The beer will be flowing as freely as water and binge drinking becomes a pastime which will leave all drinkers impaired. Expect the roads to have a higher number of dangerous drivers. One thing that you need to...
Contractors or Cons?
Posted: March 6, 2013
Let's say that your home has been destroyed by a storm, flood, fire, or other catastrophe. You have been running around trying to get your life back on track. What will be the next step you take? What will be your final decision? After any situation involving loss, life becomes pretty hectic and emotional. At this point in time, a major concern for people is...
Sinkholes in New York?
Posted: March 4, 2013
The possibility of a sinkhole occurring in New York is unlikely. Recently however, there have been sinkhole occurrences near Tampa, Florida. It would be smart for us to start thinking about the possibility of one happening in the New York/Long Island region as well. If there is a possibility of a sinkhole occurrence, we should also be asking ourselves what insurance would cover it? Florida...
Do you need flood insurance?
Posted: February 28, 2013
Should you be considering flood insurance? If you own property that could be damaged or destroyed by water, then the answer is yes, you should most definitely consider it! The chances of your property being damaged by a flood primarily depends on where you live, how much flood warning you receive, the level of precautions you take and the precautions taken by your community. Floods...