VRP Insurance wants to discuss mobile equipment
Posted: January 9, 2013
Many people make the wrong assumption that a policy in which is made to protect autos and trucks owned by businesses, would cover all types of vehicles. There are some circumstances for when there is damage to certain types of vehicles and legal responsibility for their use, which may be covered by two separate policies: a commercial automobile policy and a commercial property or commercial...
VRP Insurance wants to discuss policyholders and their duties to preserve property
Posted: January 8, 2013
A property owner has a number of responsibilities when a loss occurs under an insurance policy. Besides being committed to reporting the loss and cooperating with the insurer in handling the claim, one also has the responsibility to minimize the loss. This obligation holds for both personal and commercial loss situations. Most insurance policies contain advice to protect your property from any additional harm. Insurance...
VRP insurance wants to know if you have notified your insurer?
Posted: January 7, 2013
With an insurance policy, an insurer commits to protect you against a possible loss. However, a claim can't be in effect unless the loss is known. Prompt notification is an extremely important formal policy requirement and helps out everyone. Early action gives you the best chance to get needed coverage and gives your insurer an opportunity to handle a possible claim efficiently, as well as...
VRP Insurance Wants To Discuss A Construction Coverage Gap
Posted: January 4, 2013
In the world of construction, rules are created by local government officials. These rules typically called ordinances, establish standards for building materials, site preparation, construction methods, etc. Each ordinance particularly reflects upon natural hazards such as earthquakes, floods, windstorms and fires, which frequently endangers properties. Wildfires in California are a major issue. Several years ago, many homes in California built near dry forest areas, with...
VRP Insurance Wants To Discuss Flooding
Posted: January 3, 2013
Natural catastrophes that occur on massive scales are beyond the abilities of regular insurance companies. Flooding is one catastrophic event that we face. Floods tend to occur on a large scale. During a single occurrence it often causes damage to not only one, but hundreds or even thousands of homes. Flood coverage for homes and businesses are available under the umbrella of the Department of...