Contractor Insurance for Long Island Businesses
Local insurance help for general contractors, electricians and specialty trades across Nassau and Suffolk counties.
Request coverage for a new business, renewal or job requirement. Prefer to talk? Call (631) 738-7300.
Local help for your contractor business
VRP Insurance Agency helps Long Island contractors review coverage for their trade, employees, vehicles and job requirements. Our Holbrook and Hampton Bays offices offer local support from an independent agency.
Request a quote for a new business, an upcoming renewal or a change in your current coverage. An agent will discuss your needs and the information required to explore available policies.
Coverage options to discuss with your agent
- General liability: Review liability protection and the requirements in your job contracts.
- Workers’ compensation: Discuss coverage needs for your employees.
- Commercial auto: Review vehicles used for your business.
- Tools and equipment: Ask about options for the equipment your trade depends on.
- Umbrella and project coverage: Discuss additional limits, builders’ risk or bonds when relevant to your work.
Coverage, eligibility and pricing depend on your business, the insurer and the policy terms. Your agent can explain the available options.
Requesting your quote is straightforward
- Send your contact details. Use the quote form and select Business Insurance.
- Tell us about your work. Your agent will ask about your trade, location and coverage needs.
- Review your options. We’ll discuss available policies and any additional information needed for a quote.
Submitting a request does not bind coverage. Prefer to speak with an agent? Call (631) 738-7300.
Speak with a local agent
Call (631) 738-7300. Our offices are open Monday–Friday, 8:30 AM–4:30 PM, and close for lunch from noon–1 PM. If you submit outside office hours, the team can follow up during business hours.
The VRP Advantage
- Independent Local Agents
- Nearly 30 Years Experience
- Top-Rated Insurers Only
- Honest, Personalized Advice
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Frequently Asked Questions
What insurance do contractors usually need?
Contractors often need general liability, workers compensation, commercial auto, umbrella coverage, and sometimes property or specialized business coverage depending on the type of work they perform.
Can VRP help contractors with certificates of insurance?
Yes. VRP can help contractors understand the certificate process and the insurance requirements they may need for jobs, contracts, vendors, property owners, or project partners.
Does VRP help with contractor general liability insurance?
Yes. VRP works with contractors who need general liability coverage and guidance on policy options that fit their business, risk, and contract requirements.
Does VRP help with workers compensation for contractors?
Yes. VRP can help contractors review workers compensation insurance options and understand what coverage may be needed based on their employees, operations, and business requirements.
What makes a contractor insurance lead a good fit for VRP?
VRP is usually a strong fit for contractors who already have insurance in place and want help improving coverage, solving service issues, understanding certificates, or reviewing their current program.
Can VRP help if my contractor policy is renewing or increasing?
Yes. Many contractors contact VRP when their renewal increases, their current agent is not responsive, or they want another agency to review their options before renewal.