Skip to the content

Archives: 2013

VRP wants to discuss earthquake coverage

Regardless of where people live, at any random moment they can be exposed to a catastrophic loss. For an example, flooding is not only restricted to coastal locations, they can happen anywhere at any time. The same can be said concerning earthquakes. Even though homeowners living in well-known earthquake areas in the U.S. such as California and Alaska are more exposed to the chances of...

Insurable Tragedies?

Tragedies can occur at any time or place. Tragedies have occurred at homes, businesses, churches and schools. Over the past several years, Americans have been living in fear due to the significant amount of tragedies and shootings that have occurred, such as the events at Columbine High School, Virginia Tech University and Sandy Hook Elementary. In the aftermath, survivors have to live in shock and...

Are you a lucky owner of a timeshare residence?

Are you a lucky owner of a timeshare residence? Then you may have a special insurance coverage need.  Yes, insurance is available for individually, owned seasonal or secondary residences, buildings, vacant land, or personal property. However, a timeshare residence may not be handled under the standard homeowner coverage. Coverage gaps may exist because the typical timeshare arrangement involves: more than one owner of real property...

What proper protection should you have in the case of a severe storm?

Exotic and tropical islands are great places to spend ideal vacation time. The warm tropic winds, beaches, and crystal clear water attract tourism from all around the world. However, such locations are where tropical storms and hurricanes originate from. Unfortunately, the warm temperatures and warm water are the only ingredients mother nature needs to cook up massive storms! This is what many people experience every...

Advice for all coin collectors

Coin collecting is one of the oldest hobbies in the world and is still quite popular today. It involves geography, culture, history, economics, customs, politics, arts and sciences and more. It also consists of engraving, designing, and metallurgy, which deals with heating metals to give them some desired shape or property. Collectible coins and currency are small in size but have a special high value....