Do you need flood insurance?
Posted: February 28, 2013
Should you be considering flood insurance? If you own property that could be damaged or destroyed by water, then the answer is yes, you should most definitely consider it! The chances of your property being damaged by a flood primarily depends on where you live, how much flood warning you receive, the level of precautions you take and the precautions taken by your community. Floods...
VRP wants to discuss earthquake coverage
Posted: February 26, 2013
Regardless of where people live, at any random moment they can be exposed to a catastrophic loss. For an example, flooding is not only restricted to coastal locations, they can happen anywhere at any time. The same can be said concerning earthquakes. Even though homeowners living in well-known earthquake areas in the U.S. such as California and Alaska are more exposed to the chances of...
Insurable Tragedies?
Posted: February 25, 2013
Tragedies can occur at any time or place. Tragedies have occurred at homes, businesses, churches and schools. Over the past several years, Americans have been living in fear due to the significant amount of tragedies and shootings that have occurred, such as the events at Columbine High School, Virginia Tech University and Sandy Hook Elementary. In the aftermath, survivors have to live in shock and...
Are you a lucky owner of a timeshare residence?
Posted: February 20, 2013
Are you a lucky owner of a timeshare residence? Then you may have a special insurance coverage need. Yes, insurance is available for individually, owned seasonal or secondary residences, buildings, vacant land, or personal property. However, a timeshare residence may not be handled under the standard homeowner coverage. Coverage gaps may exist because the typical timeshare arrangement involves: more than one owner of real property...
What proper protection should you have in the case of a severe storm?
Posted: February 19, 2013
Exotic and tropical islands are great places to spend ideal vacation time. The warm tropic winds, beaches, and crystal clear water attract tourism from all around the world. However, such locations are where tropical storms and hurricanes originate from. Unfortunately, the warm temperatures and warm water are the only ingredients mother nature needs to cook up massive storms! This is what many people experience every...